Think and Grow Rich
Sunday, October 12, 2008
Tuesday, October 7, 2008
Twelve Apostles, Great Ocean Road, VIC
West Gate Bridge, VIC
Royal Exhibition Building, VIC
View of Canberra from Telstra Tower, ACT
Parliament House, ACT
Sydney Olympic Stadium, NSW
Hike to Mount Feathertop, VIC
Tuesday, September 30, 2008
Thus, I decided to make up a picnic and invite many people. I hope such a piece of fun will help me to divert my attention away from imperious problems. So, now I'm going to buy delicious food and small things for our picnic. Yahoo!
Monday, September 22, 2008
Wednesday, September 17, 2008
All teenagers dream of their own pin money. Not every parent is ready and wish to give his/her kid enough money. In a measure they are right, cause there isn't another way to teach a child earning and managing money. Sometimes I think what job teenagers could find.. Few points I can offer at a wild guess:
- flipping hamburgers
- bagging groceries
- cleaning service
- pet sitting service
- catering service
- painting service
- online Web business and so on
Friday, September 12, 2008
Instead of paying the regular published fare or redeeming the normal amount of miles for economy award travel (usually 25,000 miles), all four airlines let you redeem a reduced amount of miles on some routes, with a co-pay starting at $29 (or, in Alaska's case, a 50 percent discount off the full fare). The amount of cash and miles you spend depends on either the distance you plan to travel, or the total price of the fare.
Wednesday, September 10, 2008
If you choose to give an allowance:
1. Decide the purpose of the money. Will it be for extras such as snacks, toys, entertainment — or for necessities such as lunch money or bus money?
2. Decide on what you can afford to give as an allowance. Be sure once you make a commitment to an allowance, it is something you can give on a regular basis. This may mean setting it at less than a dollar a week. The amount is not important. What is important is giving your child a sense of money and how to spend it wisely.
3. Be clear on your rules regarding the spending of the allowance. Can your child spend it on anything? Must he save a portion of it? Are there some things that would never be OK for him to buy?
4. Don’t give “extra” money for those things that have been reserved for allowance. Don’t buy them a snack at the store because they have already spent all of their allowance.
If you do not give an allowance, use other opportunities to teach your children about money. When you take them shopping tell them how much they have to spend and make them stick to that amount. Make them aware of how much things cost and help them make good choices.
Sunday, September 7, 2008
You are a role model for your child.
- Let your children see you managing your family income and keeping financial records.
- Try to guide and supervise your children’s spending, rather than dictating to them how to spend their money.
- Be clear about money and spending rules. What items are OK to buy and which are not?
- Help them think through their choices.
- Allow them to learn from small mistakes.
- Praise them when they make good money decisions.
- Do not use money as a reward or punishment — nor to pay for regular family chores.
Tuesday, September 2, 2008
www.AllAboutCredit.net is one of the leading sources of credit card offers and credit card reviews online. Their goal is to save your time and make the choice easier by enabling you to search, compare, and apply for a credit card in one place, ensuring that you get a good deal according to your criteria.
Sunday, August 31, 2008
I recently had a very bad experience on some airlines and wanted to know if other have ever had this experience. I have also received no real response from them despite have snail mailed, faxed (twice) and e-mailed them.
I was on a delayed flight from NYC was worried about making my connecting flight to Lima. When I tried to speak to a flight attendant about this, I was verbally abused. After thinking about it for a few minutes, I decided to get up out of my seat and ask the flight attendant for his name and badge number so I could file a complaint. At this point the plane was still sitting at the gate and had not moved for 30 minutes. He refused to give me his name and said that if I did not return to my seat, he would have me thrown off the plane. I returned to my seat, and he immediately called the pilot to try to get me thrown off the plane. He also filed a written complaint on me and continued to be abusive throughout the flight - at one point telling me that I was stupid, selfish and obviously had no experience flying. I have a traveling companion who will verify everything that I have written here.
Now I can't get any repsonse from that company and I am not sure what to do. I may never deal with them again. Does anyone have any suggestions? I would at least like a decent apology from the airline.
Wednesday, August 27, 2008
I am in random thoughts about these two concepts lately… Sometimes the former is quite ideal but the demands of the modern techno-savvy world which is for us to work more than what is the usual enslave us to push ourselves to the highest limit…. Work, work, work, work. Sometimes it’s too tiring. But what else is there to do? How else would we spend our time?
Monday, August 25, 2008
Prepaid gas cards
My dad used to have an expression that he was fond of. "If you need to use a credit card, then you do not need to buy it." Depending on the health of your financial situation, I believe this to certainly be true. For many people out there, looking for creative ways to get free prepaid gas cards is not only possible, it is simply smart economics. Not only that, but going with prepaid gas cards also means you have a better shot of avoiding gas station identity theft as well.
Just use cash
Believe it or not, a growing number of gas stations will give you an instant discount for simply using cash in lieu of a credit card at the pump? Savings can be up to 5% in some cases, depending on where you live.
Gas Station Credit Cards
When used with responsibility, you can actually make this form of payment work out rather well for you. When possible, consider using gas rebate credit cards. With this type of gas card, you can often save up to 3-6% cash back on card purchases. On the flip side there are some important tips to remember when considering this type of card.
- Be aware that the gas credit card issuer runs the show. It is not at all unusual to find that the great 5% cash back falls to something like 1-3% after a set number of months.
- Considering the point above, look for a card without a yearly fee if possible. This way if you are paying off the card each month, you are still getting “something back”, even if the cash back rate does fall back after the introductory period.
- Never carry a balance. Once you do, any benefit of a gas rebate credit card goes up in flames very quickly.
Monday, August 18, 2008
Friday, August 15, 2008
One must be insured in all of your prepaid, non-refundable trip costs including airfare, hotels, tour costs and even course fees. Medical insurance protects your health while you are traveling - domestically or internationally. So while you are going to travel you must be care about good travel insurance, based on your travel details. Have a wonderful trip!