Tuesday, September 30, 2008

Recess Time

It has come to my notice that I turn into worn-out old man. I'm done up and must rest indeed. Cause all my family and friends say this. I guess, it is a serious occasion to think.
Thus, I decided to make up a picnic and invite many people. I hope such a piece of fun will help me to divert my attention away from imperious problems. So, now I'm going to buy delicious food and small things for our picnic. Yahoo!

Monday, September 22, 2008

My Friends' Business

My friend shared to me that he's starting a business at a certain place here in the city. But before he started his auto parts business he encountered a lot of trials and consequences. First, he checked his budget if he's capable of building a business. Good thing happened, and one of our friends wanted to be a part of the planned business and they became partners later on. So, they looked for a reputable supplier for all the items and parts that they're going to sell and scouted for the best location where they can have their store. They launched the business a month ago and unfortunately I was not able to join their opening. I was at NY when they invited me to come. Well, maybe one of these days I can visit and check their store. Congrats guys!

Wednesday, September 17, 2008

Teen Jobs

teen job
All teenagers dream of their own pin money. Not every parent is ready and wish to give his/her kid enough money. In a measure they are right, cause there isn't another way to teach a child earning and managing money. Sometimes I think what job teenagers could find.. Few points I can offer at a wild guess:
  • flipping hamburgers
  • bagging groceries
  • cleaning service
  • pet sitting service
  • catering service
  • painting service
  • online Web business and so on
There are really a lot of opportunities for young people. As the saying is, where there's a will, there's a way.

Friday, September 12, 2008

Save Your Money on Flights

air miles cards What should you do if you don't have quite enough cash in the bank or miles in your frequent flyer account to get you to your destination? You may want to consider cash-and-miles promotions as an option. Members of Alaska Mileage Plan, American AAdvantage, Continental OnePass, and Midwest Miles can take advantage of ongoing cash-and-miles programs to purchase regular or last-minute airfare.
Instead of paying the regular published fare or redeeming the normal amount of miles for economy award travel (usually 25,000 miles), all four airlines let you redeem a reduced amount of miles on some routes, with a co-pay starting at $29 (or, in Alaska's case, a 50 percent discount off the full fare). The amount of cash and miles you spend depends on either the distance you plan to travel, or the total price of the fare.

Wednesday, September 10, 2008

To Give an Allowance Or Not to Give?

Some parents choose to give their child an allowance and others do not. An allowance can be helpful in teaching children to manage money but is not the only way this can be done.

If you choose to give an allowance:
1. Decide the purpose of the money. Will it be for extras such as snacks, toys, entertainment — or for necessities such as lunch money or bus money?
2. Decide on what you can afford to give as an allowance. Be sure once you make a commitment to an allowance, it is something you can give on a regular basis. This may mean setting it at less than a dollar a week. The amount is not important. What is important is giving your child a sense of money and how to spend it wisely.
3. Be clear on your rules regarding the spending of the allowance. Can your child spend it on anything? Must he save a portion of it? Are there some things that would never be OK for him to buy?
4. Don’t give “extra” money for those things that have been reserved for allowance. Don’t buy them a snack at the store because they have already spent all of their allowance.

If you do not give an allowance, use other opportunities to teach your children about money. When you take them shopping tell them how much they have to spend and make them stick to that amount. Make them aware of how much things cost and help them make good choices.

Sunday, September 7, 2008

Help Your Child Become a Good Money Manager

You are a role model for your child.
  • Let your children see you managing your family income and keeping financial records.
  • Try to guide and supervise your children’s spending, rather than dictating to them how to spend their money.
    • Be clear about money and spending rules. What items are OK to buy and which are not?
    • Help them think through their choices.
    • Allow them to learn from small mistakes.
    • Praise them when they make good money decisions.
    • Do not use money as a reward or punishment — nor to pay for regular family chores.

Tuesday, September 2, 2008

Your One-Stop Credit Shop

credit shop
When you decide to put forward a credit card application, it can be one of the most frustrating processes for majority of consumers. Most problems arise due to the bad credit history that shows you cannot handle your bills and hence pushes your application to the curb. You will often have to sort through, tons and tons of potential credit companies before settling on one that is often more of a compromise than a preferred choice.
www.AllAboutCredit.net is one of the leading sources of credit card offers and credit card reviews online. Their goal is to save your time and make the choice easier by enabling you to search, compare, and apply for a credit card in one place, ensuring that you get a good deal according to your criteria.