Our world actually is a huge family, you know? In the case of poor countries which have debts there are global financing programs specially issued to help poor countries pay their debts. Actually managing debts means managing money and having a special vocation for it. There are people and countries as well that are not able to manage finances. In the case of people they might be bright persons, educated ones in their domain, but they are always overwhelmed by debts because their brain is not business oriented. At this point they need help from professionals who can assist them organize their income and their expenses so that debt should not be a problem for them anymore. These professionals are able to personalize financial schedules according to any particular situation.