Here's a piece from Suze Orman on five ways to avoid holiday spending. Her thoughts: 1. Double the cost of anything you buy with a credit card and don't intend to pay off when the bill comes next month. 2. Disorganization will cost you big-time. 3. Decline store card offers. 4. Handle your gift card with care. 5. You can't buy friends or love. Think of these points. They make sense indeed.
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